Jahazii, the fintech startup redefining financial services for Africa’s workforce, today announced the close of its $400,000 pre-seed round, a combination of equity, debt, and grants. The round saw participation from Antler East Africa, DEG Impulse, Jozi Angels, Innovest Afrika and carefully selected angel investors. The funding will accelerate Jahazii’s mission to build Africa’s Workforce Operating System – unifying HR, payroll, and embedded financial services to unlock financial inclusion at scale.

Across Sub-Saharan Africa, 87% of jobs remain informal. This means millions of workers earn wages without contracts, protections, or access to affordable finance. Employers, in turn, struggle with inefficient workforce management, manual payroll, and compliance risks.

“Informality is the biggest structural barrier holding back Africa’s economic transformation,” said Sven Grospitsch, CEO of Jahazii. “Without systems that provide structure and credibility, workers remain excluded from financial opportunities, and organizations can’t scale efficiently. Jahazii exists to change that.”

Unlike traditional financial providers, Jahazii partners directly with employers, embedding financial products into the payroll cycle. Employees gain instant access to earned wages, savings, and insurance, while employers streamline HR operations and compliance. This payroll-backed model eliminates the predatory practices and unsustainable economics that have plagued Africa’s digital credit market.

“By embedding financial services into the paycheck, we’re building the financial infrastructure for Africa’s middle class” Sven added. “This investment allows us to scale responsibly, deepen employer partnerships, and give workers fair financial access without the traps of high-interest loan apps.”

About Jahazii

Jahazii’s Workforce OS unifies employee data, attendance, shift management, and payroll on one platform, while embedding financial services directly into payroll flows. For employees, this means access to earned wage advances, savings, insurance, and investments at fair rates. For employers, it eliminates paperwork and ensures bulletproof compliance and efficiency.

Jahazii serves operations-heavy employers in manufacturing and agriculture, providing HR software for attendance, scheduling, and payroll, while enabling thousands of employees to access safe, payroll-backed financial products.

Media Contact: media@jahazii.io

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